Face cards (Jacks, Queens, and Kings) and Tens are worth 0
Aces are worth 1.
All other cards are counted at face value. The point value of each hand is the last digit of the sum of the cards. For example, a hand of Jack, 4, and 9 has a point value of 3 (since 0 + 4 + 9 = 13)
The croupier initially deals four cards.
The first and third cards are dealt to the Player portion of the table immediately in front of the croupier; the second and fourth cards are dealt to the Banker portion of the table directly in front of the croupier
The cards are dealt face up. Once the initial four cards are dealt, the two hands are evaluated according to their relative counts with certain counts requiring another card as outlined below. After all cards have been dealt, the hand which has a point value closest to nine is the winner
Under certain circumstances, a third card is dealt to the Player hand and/or to the Banker hand.
All bets will be settled and the croupier will declare the result, as well as whether any other bets, such as betting on pairs, have been won.