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Grand Baccarat No Commission

Card Values

Face cards (Jacks, Queens, and Kings) and Tens are worth 0

Aces are worth 1.

All other cards are counted at face value. The point value of each hand is the last digit of the sum of the cards. For example, a hand of Jack, 4, and 9 has a point value of 3 (since 0 + 4 + 9 = 13)

Game Play Basics

The croupier initially deals four cards.

The first and third cards are dealt to the Player portion of the table immediately in front of the croupier; the second and fourth cards are dealt to the Banker portion of the table directly in front of the croupier

The cards are dealt face up. Once the initial four cards are dealt, the two hands are evaluated according to their relative counts with certain counts requiring another card as outlined below. After all cards have been dealt, the hand which has a point value closest to nine is the winner

Rules for taking a third card

Under certain circumstances, a third card is dealt to the Player hand and/or to the Banker hand.

  • Player: When the Player's first two cards total 0, 1, 2, 3, 4, or 5, and the Banker hand has a point value of 7 or less, the Player gets a third card. Otherwise, the Player does not get a third card.
  • Banker: Whether the Banker gets a third card depends on what the value of the Player's third card (if any) is.
  • If the Player does not get a third card, and the Player hand has a point value of 7 or less, and the Banker's first two cards total 0, 1, 2, 3, 4, or 5, then the Banker gets a third card.
  • If the Player does get a third card, then the Banker gets a third card when:
  • the Banker's first two cards total 0, 1, or 2; or
  • the Banker's first two cards total 3 and the Player's third card is not an 8; or
  • the Banker's first two cards total 4 and the Player's third card is 2, 3, 4, 5, 6, or 7.
  • the Banker's first two cards total 5 and the Player's third card is 4, 5, 6, or 7.
  • the Banker's first two cards total 6 and the Player's third card is 6 or 7.

Bets Settled

All bets will be settled and the croupier will declare the result, as well as whether any other bets, such as betting on pairs, have been won.